回租——盘活已有资产,适用于补充流动资金


  ◆  产品概况  

售后回租是承租人将自制或外购的资产出售给出租人,然后向出租人租回并使用的租赁模式。租赁期间,租赁资产的所有权发生转移,承租人只拥有租赁资产的使用权。双方可以约定在租赁期满时,由承租人继续租赁或者以约定价格由承租人回购租赁资产。

 

  ◆  适用客户  

自身已有设备希望盘活资产补充企业流动资金。

 

  ◆  产品优势  

产品灵活多变 针对的回租设备可以是客户的生产设备,也可以是办公设备、动产设备等,形式灵活;

放款速度迅速 申请便捷,手续简单,放款迅速,用款便利;

产品抵押率高 相对于银行而言动产设备融资额度能够达到评估的最高八成,能够有效的盘活资产放大授信额度;

节约客户费用 每期还款开具全额收据及所收取利息发票,能够有效的体现财务成本,节约客户税率负担。

 

  ◆  申办流程  

(1)原始设备所有人将设备出售给我司。

(2)我司支付货款给客户

(3)客户作为承租人向我司租回卖出的设备。

(4)承租人即客户定期支付租金给我司。 

(5)租赁期满进行形式移交,客户获得设备所有权。




Leaseback: Activating existing assets and applicable for supplementation of circulating funds




● Products Introduction

Leaseback is a leasing models in which lessee sells a self-owned or purchased asset to lessor and leases it back. , the ownership of leasing asset is changed during term of leasing and the lessee holds the use       

right of leased asset. Both parties can make an agreement in which the lessee can continue leasing or purchasing the leased asset back at agreed price upon lease expiration.


● Applicable Clients

Clients having own equipment and demanding activation of assets and supplementation of circulating funds


● Advantages  

--Flexibility of products: Leaseback equipments could be manufacture equipment, office facilities or movable equipment. 

--Fast disbursement: convenient application, simple process, fast disbursement, flexible usage of fund

--High rate for products mortgage: Compared to the bank, the credit line for movable equipment could be valued up to 80%, which can be able to activate asset and enlarge credit line.    

--Costs saving for clients: Full payout receipt and invoice of interests received is issued on each payment term, explicitly reflecting the costs of accounting and releasing clients from tax burden.  


● Application process:

--The owner of original equipment sells the equipment to our company.

--Our company makes the payment of equipment to client.

--The client (lessee) leases the sold equipment back from our company.

--The lessee (client) pays the rent to our company periodically.

--Handover is formally conducted by both parties upon lease expiration, the client obtain the ownership of the equipment.